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Money & Stress: How to Save!

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First; I passed the site on to my mom; so I must say “HIIIIIIIII Mutti! Ich bin lustig!”

piggy bank

There are endless amounts of ways to save money if you look for it. I spent a little time at the Federal Trade Commission website reading their 66 Ways to Save Money. The FTC gives you tips on how to save money on everything including car rentals, gasoline, credit cards, major appliances, heating your home, grocery shopping and even funeral arrangements. If you need to save money on it, the FTC probably has a tip for you.

Scholarships Around the US gives us 118 Ways to Save Money in College as well. They give you tips on managing your money in a bank, how to get the best bang for your buck when it comes to drinking alcohol, buying your textbooks, eating on $0.12 (Ramen noodles!), using a school discount to buy a new computer, buying and legally sharing music and DVDs, where to grocery, birthday, and even Christmas shopping!

There are many bargain shopping places you can find online to do your shopping:
EBay
Overstock
Smart Bargains
DealCatcher, catching deals so you don’t have to
Pricegrabber will find the cheapest price for you!
BizRate shopping searches
CouponMountain will give you coupons on thousands of items
Ultimate Coupons will, too!
CouponChief

Save Money on Heating Costs
Easy Ways to Save Money on Gas and Save Money on Car Expenses
Saving Money on Home Expenses
How to Save Money on Your Credit Card and Saving At Your Bank

Lending Tree offers many ways to save your dollars!
7 Tips from MSN on how to save or make some money.

Here are some easy tips on how to save some money quickly!
1. Cut out the soda, juice & flavored drinks and drink more water!
2. Go over your grocery list. Try buying more off-brands. Most are exactly the same as their more expensive counterparts.
3. Buy clothes and shoes from the clearance racks and buy them off-season.
4. Get movies from the library instead of renting them.
5. Same with books, borrow instead of buy. We usually only read them once anyway. If you have to buy a book, buy it used!
6. Go on a picnic instead of going to the restaurant.
7. Toss all your change in a “piggy bank” of some kind and let it accumulate for a few months or longer.
8. If you have all the movie channels, cut them down a bit. Most of the movies rotate through anyway.
9. Do your laundry at night. The rates are cheaper.
10. Give your clothes an extra spin as it costs less to run a washer than the dryer.
11. Ask your credit card companies for a lower interest rate. Sometimes rather than lose a good customer, they will grant your wish!
12. Buy your holiday decorations AFTER the holiday. You can save up to 75% or more.
13. Turn down your heat a couple degrees more at night and throw on an extra blanket.
14. Clean behind your refrigerator at least once a year to get out all the dust and dirt that can cost you more money.
15. Save empty bread bags and grocery bags instead of buying box after box of storage bags.
16. Keep your car tuned and your tires properly inflated to save money on gas.
17. Buy inexpensive fabric for cloth napkins, doilies, etc. You don’t need to use disposable ones, either.
18. Be creative when it comes to decorating. Use sheets to make curtains. Use an old quilt as a cozy wall-hanging. Create an artful display with family photos.
19. Save the new, convenient plastic coffee cans with handles. Paint them, decorate them and use them for organizers for kids art supplies, your CDs, pens & pencils, food envelopes, recipes, craft supplies, etc.
20. Turn unused stuff into money. If you have a gift you haven’t used or that shirt you bought and never wore, take them back to the store. You might not get full price, but some is better than none.
21. Use petroleum jelly to remove make-up. It is much more economical then beauty products made for removing make-up. (I don’t recommend this as petroleum jelly isn’t the best for your skin. Use an generic Oil of Olay instead!)
22. Hydrogen peroxide can be used to kill germs in cuts and sores rather then expensive antibiotic medicines.
23. Make windowsill or container gardens and grow herbs and fresh vegetables.
24. Instead of a night on the town, send the kids to Grandma’s and have a romantic night at home.
25. Make and STICK TO a budget! (Remember my previous days posts?)

Do you have favorite sites that you shop at to save yourself money? What are your favorite money-saving tips?


3 Responses to “Money & Stress: How to Save!”

  1. kiwi Says:

    If you work for a big company sometimes they offer “perks” or % off codes. for some online and around town stores.
    I know Intel does so have used them for renting a car while on vacation.

    I like overstock

    cutting coupons is good on top of doing some shopping at Winco.

  2. karen Says:

    ich ben lustig SAWAH!

  3. Jen Says:

    Two more tips:
    - If you bank with Wamu or BofA, sign up for their new savings programs which roll over extra change from debits into your savings.
    - In addition to petroleum jelly, buy glycerin and rosewater (comes in a mix) for your moisturizer. It’s luxurious like Neutrogena’s body oil, good for your skin, and the store brands are usually just two or three bucks. A little goes a long ways.

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